Terms and Conditions

Terms and Conditions

Terms & Conditions

Date of last revision: June 15th, 2024

This page explains the terms of use (“Terms”) of using the website and services (“Services”) provided by Monash Finserve and tech Private Limited (“InvestMy.Money”).

If you do not agree with these Terms, please stop using the Services.

1. Using Our Services

InvestMy.Money is one of India’s most simplified and friendly investment services. We enable you to invest your monies in equity, debt(bonds), hybrid and tax-saving mutual funds diligently selected based on our proprietary fund selection matrix. Please don’t misuse our services.

Do not disrupt our services or try to access them using a method other than the interface and the instructions that we provide. If you interrupt, destroy or limit the functionality of our services, we may stop providing our services to you and pursue legal action against you.

Using our services does not give you ownership of any intellectual property rights, including any branding or logos, in our services or the content you access. You may not use content from our services unless you obtain our prior written permission and attribute ownership appropriately.

If you have provided us your contact details, such as email or phone number, we may send you announcements, messages or information on our services and how to use them. You may opt out of some of these messages.

1. Your Privacy and Data Protection

The Privacy Policy of InvestMy.Money explains how we treat your personal data and protect your privacy when you use our services. By using our services, you agree that InvestMy.Money can use such data in accordance with our Privacy Policy.

Using our services does not give you ownership of any intellectual property rights, including any branding or logos, in our services or the content you access. You may not use content from our services unless you obtain our prior written permission, and attribute ownership appropriately.

If you have provided us your contact details, such as email or phone number, we may send you announcements, messages or information on our services and how to use them. You may opt out of some of these messages.

1. Intellectual Property

InvestMy.Money owns all intellectual property rights in respect of the services including any literature, reports, data, drawings, designs, diagrams, tables, software, source code or object code or other information or materials, howsoever stored or held, acquired, created, developed, designed or in any way prepared, by InvestMy.Money.

The “InvestMy.Money” name and logos and all related names, trademarks, service marks, design marks, and slogans are the trademarks or service marks of us or our licensors.

Unauthorised use of the Intellectual Property of InvestMy.Money in any manner that is deceptive or disparaging, or in connection with, any product or services that InvestMy.Money does not explicitly endorse shall be prosecuted with both civil and criminal action. If you wish to use InvestMy.Money’s Intellectual Property, please contact office@investmy.money

1. Your Content in our services

Some of our services allow you to upload, submit, store, send or receive content. You retain the ownership of all intellectual property rights that you hold in that content. In short, your information stays yours.

When you upload, submit, store, publish, send or receive content to or through our services, such content must not:

1. Be harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful or racially or ethnically objectionable, disparaging, and relating to or encouraging money laundering or gambling.
2. Harm minors in any way.
3. Infringe any third party patent, trademark, copyright or other intellectual property rights.
4. deceive or mislead the reader about the origin of such messages or communicate any information that is grossly offensive or menacing in nature;
5. Contain software viruses or any other programs designed to interrupt, destroy or limit the functionality of another computer or mobile device.
6. Threaten the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order.
7. Cause the incitement to commit any offence or prevent the investigation of any offence.
8. Be insulting to any other nation.
9. Impersonate another person.

Please also note that the above actions are liable to prosecution, both civil and criminal.

1. Intellectual Property of Others

Unauthorized use, in any manner of any third party information is liable to prosecution. If you think somebody is violating your copyright and wish to notify us, please contact office@investmy.money We will work with you to resolve your issue within 36 hours.

1. Software in our services

When a service includes downloadable software, InvestMy.Money gives you a personal, worldwide, royalty-free, non-assignable, non-sublicensable, and non-exclusive license to use the software provided. This license is for the sole purpose of enabling you to use and enjoy the benefit of our services, in the manner permitted by these terms.

You may not copy, modify, distribute, sell, or lease any part of our services, including our software, nor may you reverse engineer or attempt to extract the source code of that software, unless you have prior written permission from InvestMy.Money.

This software may update automatically on your mobile device once a new version or feature is available. For example, our mobile application(s) will update automatically on your mobile device unless you adjust your automatic update settings.

1. Your InvestMy.Money Investment Services Account

You will need a InvestMy.Money Investment Services Account to make investments, the operation of which, is additionally covered by the Investment Services Agreement (available at: https://InvestMy.Money.com/pages/services-agreement ). Before completing your registration for the Investment Services Account you mandatorily have to acknowledge your acceptance of the Investment Services Agreement.

1. Modifying and terminating our services

We are constantly changing and improving our services. We may add or remove functionalities or features, and we may stop a service altogether. In each case, we will give you reasonable advance notice.

You can stop using our services at any time. InvestMy.Money may also stop providing services to you, or create new limits to our services at any time.

1. Warranties and Disclaimers

The information we provide through our services does not constitute advice. Please seek independent financial advice when making investment decisions.

Other than as expressly set out in these Terms or the Investment Services Agreement, neither InvestMy.Money nor its service partners make any specific promises about the Services. We don’t make any commitments about the content within the Services, the specific functions of the Services, or their availability to you at all times. We provide the services “as is”.

1. Liability for Our services

When permitted by law, InvestMy.Money and its service partners will not be responsible for lost profits, revenues, or data, financial losses, or any damages.

In all cases, InvestMy.Money and its service partners will not be liable for any loss or damage that is not reasonably foreseeable.

1. About these terms

We may modify these terms to reflect changes to the law or changes to our services. We will notify you of such changes. Changes will never apply retroactively and will be effective immediately on posting. If you do not agree to the modified terms, please discontinue your use of the service.

If there is a conflict between these Terms and the terms of our Investment Services Agreement, the terms of the Investment Services Agreement will prevail for that conflict.

These terms govern the relationship between InvestMy.Money and you. They do not create any third party beneficiary rights.

If you do not comply with these terms, and we do not take action immediately, it will not be construed as our consent to your non-compliance.

If any term contained in these terms is unenforceable, it will not affect the other terms.

You agree that the laws of India will apply to any dispute arising out of or in relation to these terms or the services.

All disputes will be subject, first, to mediation, and then by arbitration by a sole arbitrator appointed by InvestMy.Money in accordance statutes of the Indian law. All legal matters and arbitrations to be held at New Delhi, India.

1. SEBI Caution

Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Past performance is not an indicator of future returns.